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The Wau Factor. Temp 2 | ep 2 | Payment Gateways: The Silent Engine Driving the New Digital Economy
Discover how payment gateways drive sales, financial inclusion, and security in the new Latin American digital economy.

WAU Marketing
6 days ago4 min read


The 5 Key Banking Features You Must Offer in 2025
5 banking features for 2025: instant payments, AI personalization, API-first architecture, and advanced security to stay competitive.

Juan Carlos Garavito
Aug 62 min read


Accelerated Transformation: When UX and Backend Are Reinvented with Strategic Partners
Reinvent your UX and backend with strategic partners. Learn how to combine internal talent and expertise to accelerate digital transformation.

Juan Carlos Garavito
Aug 53 min read


Automate or Modernize?
Automation fixes today. Modernization builds tomorrow. Learn how to combine both for sustainable, scalable business growth.

Juan Carlos Garavito
Jul 293 min read


Real-Time Payments and the Future of Cross-Border Transactions: What Businesses Need to Know
From days to seconds: discover how real-time payments boost liquidity, cut costs, and open global markets for your business.

Juan Carlos Garavito
Jul 214 min read


Understanding AMLA and the Strategic Role of AI in the Fight Against Money Laundering
AMLA and AI are transforming AML compliance. Learn how to modernize your core and stay ahead of the regulatory curve.

Juan Carlos Garavito
Jul 144 min read


Understanding PCI DSS, PSD2, PSD3, and AML in Payment Processing: A Practical Guide
Learn how PCI DSS, PSD2, PSD3, and AML shape secure payment processing and help your institution build trust and stay ahead of regulations.

Juan Carlos Garavito
Jul 84 min read


The Real Truth About Core Banking Modernization: Lessons from The Wau Factor Season 1.
The Real Truth About Core Banking Modernization,
Discover the hidden complexities of core banking modernization. Learn how leadership, not just technology, drives successful transformations in the banking sector.

WAU Marketing
Jun 2211 min read


The Digital Wallet Revolution: Transforming Payments and Consumption
Modernization of banking infrastructures is essential to sustain this new digital pace, something we at WAU have seen when supporting financial institutions in transforming their legacy systems. This transformation makes them more agile, secure, and interoperable, enabling them to easily integrate with wallets, open APIs, and new digital interaction models.

Juan Carlos Garavito
Jun 175 min read


How to Implement Banking APIs Securely: 2025 Practical Guide
Discover how to implement banking APIs securely with our 2025 practical guide. Learn best practices, common risks, and essential technical controls.

WAU Marketing
Jun 35 min read


AI Agents: The New Engine of Operational Efficiency in Capital Markets
AI agents transform securities markets: real-time automation, reduced risk, and operational alpha for next-gen financial institutions.

WAU Marketing
May 153 min read


Gamification in Fintech: More Than a Game—A Strategy for Retention and Growth
Gamification in fintech drives 700% more engagement and retention. It’s not play—it’s strategy for loyalty and business growth.

WAU Marketing
May 143 min read


Open Banking: Europe Leads, Latin America Accelerates
Europe leads Open Banking with 70% of global API growth. Latin America is rising fast, with Brazil, Mexico, and Colombia driving adoption.

WAU Marketing
May 93 min read


The Power of Personalization in Banking: 5 Key Use Cases to Transform Customer Experience
5 key use cases of personalization in banking that boost CX, revenue, and loyalty. Tech, data, and AI tailored to each customer’s journey.

WAU Marketing
May 73 min read


How Digital Payment Scams Work: Security Expert Reveals Hidden Threats
Learn how digital payment scams operate — and how to spot the warning signs to keep your money safe from fraudsters.

WAU Marketing
May 614 min read


Compliance: Is it slowing down or speeding up BaaS? At WAU, we build it in from day one
BaaS 2.0 thrives when compliance is built-in. Discover how early risk alignment speeds up delivery and drives smarter innovation.

WAU Marketing
May 23 min read


The Complete Guide to Core Banking System Modernization in 2025
Discover how banks can modernize legacy core banking systems to enhance efficiency, reduce costs, and improve customer experiences. Learn strategies, risks, and success stories.

WAU Marketing
Apr 279 min read


How to Modernize Core Banking Systems: A Proven Blueprint for Bank Leaders
Discover a comprehensive guide for bank leaders to modernize core banking systems. Learn strategies to assess, transform, and integrate systems while ensuring smooth operations and security.

WAU Marketing
Apr 2211 min read


AI Implementation in Banking: Explorers, Implementers, and Leaders
Explore how banks adopt AI in three stages—Explorers, Implementers, and Leaders—and what it takes to lead the transformation.

WAU Marketing
Apr 13 min read


How Is the UK Changing the Way Users Are Protected from Digital Scams?
The UK redefines digital scam protection: banks now share responsibility in instant payment fraud, driving trust and tech modernization.

WAU Marketing
Apr 13 min read
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