Core Banking Software Development Services | WAU Servicios de Core Bancario | WAU Modern Banking Modernization & APIs | WAU
top of page

We modernize the heart of your bank—without downtime

Lower costs. Faster launches. Maximum trust.

Why Top Fintechs Trust WAU to Build the Future of Finance

Core Banking Software Modernization

Our core banking software solutions help financial institutions replace legacy systems with modern, flexible platforms that improve operational efficiency and reduce maintenance costs.

Digital Banking Transformation

Our solutions enable seamless integration between online banking, mobile applications, and physical branches, creating a unified experience that builds customer loyalty and satisfaction.

API Integrations

We specialize in API-driven mobile banking experiences that seamlessly connect core systems, third-party services, and customer apps—delivering secure, intuitive functionality your users will actually use.

Fintech Integration and Innovation

We help established institutions leverage emerging technologies like AI, blockchain, and advanced analytics to create new products, improve decision-making, and enhance customer service.

We transform your bank’s operational rhythm.

We decouple legacy systems and service layers around your core, exposing them through secure, open APIs that meet top global standards. Cut legacy spend, ship digital products in weeks (not years) and stay fully compliant—without risking security or scalability.

3X

Time-to-Market Agility

Reusable, decoupled APIs let you launch and iterate up to 3× faster across channels.

-40%

Cost Optimization

Slash legacy maintenance by moving to modular, modern architectures. Free budget for growth initiatives—not for keeping lights on.

100%

Compliance & Security, Guaranteed

Operate under ISO 27001, PCI DSS, PSD2/3, BIAN, and ISO 20022 while enabling innovation with secure-but-open APIs.

  • We modernize and expose your banking core with API-first, modular design.

    • Custom software development → end-to-end solutions tailored for banking operations, including digital wallets, loan platforms, onboarding systems, and payment gateways.

    • Core banking system modernization → progressive migration strategy, legacy decoupling, data migration with minimal disruption, and zero-downtime rollout plans.

    • Implementation of BIAN standards → design and delivery of service domains aligned with Banking Industry Architecture Network for interoperability and vendor neutrality.

    • Service-oriented and microservices architectures → modular design, reusable components, CI/CD pipelines, and versioned services for faster iteration.

    • Open banking with secure APIs → REST/GraphQL APIs aligned with PSD2/3, ISO 20022, and Open Banking standards, with consent management and audit-ready logs.

    • Integration with internal and external platforms → connectors and middleware (MuleSoft, ESBs, legacy adapters), ensuring seamless communication across banking ecosystems.

    Launch new financial products up to 3x faster, without disrupting critical operations.

  • Limitless scalability, continuous availability, and bank-grade security in the cloud.

    • Cloud architecture (Azure & AWS) → target operating models, landing zones, and governance frameworks tailored for banking regulation.

    • Serverless solutions & containerization → Kubernetes clusters, serverless functions, and elastic services for high-availability workloads.

    • Infrastructure as Code (IaC) → Terraform/CloudFormation blueprints for repeatable, auditable deployments.

    • Multicloud strategies → design for AWS + Azure interoperability, workload portability, and vendor risk mitigation.

    • Operational resilience → disaster recovery playbooks, failover automation, and regulatory compliance frameworks for continuity.

    Handle 300% more transactions without expanding your physical hardware.

  • We automate the development lifecycle with bank-grade security built from the ground up.

    • DevOps & CI/CD pipelines → automated build, test, and deploy workflows with rollback capability and compliance checkpoints.

    • Continuous monitoring & maintenance → real-time dashboards, SIEM integration, proactive alerting, and incident response automation.

    • ISO 27001 compliance → security controls, documentation, and certification support embedded from design to operations.

    • Access management & multi-layered security → IAM, MFA, RBAC, encryption-at-rest/in-transit, and privileged access monitoring.

    • Audit-ready automation → automated evidence collection, compliance reporting, and full traceability for regulators.

    Reduce operational costs by up to 40% through safer, more efficient processes.

Services for Your Business

Three solutions. One goal: seamless evolution for your bank.

Or... Do you want Smart Bots that work while you sleep?

Save time, reduce errors, and scale faster with bots built for your unique needs.

Our Comprehensive ToolKit

Some of the technologies we master to meet our clients' development needs fully.

Logo The Wau Factor.webp

Happy Customers

Case Studies

7.webp

SUNI Wallet — Digital Payments & Custody Platform

Scope:
end-to-end architecture for a blockchain wallet and Lightning Network node; vendor selection; risk/AML-KYC integrations; core & mobile proposal review.

Outcomes:
Documented roadmap, risk reduction before build, executive recommendations enabling go/no-go decisions.
 
Client contact:
Ignacio Sosa Branger
(+58) 412-320-4906
6.webp

TELERED — Cloud Migration & Integration on AWS

Scope:
Cloud adoption strategy; secure hybrid integrations; API gateway for corporate clients; cost/security best practices.

Outcomes:
Documented hybrid architecture, secure API exposure, lower operational complexity, faster service launches.
 
Client contact:
Deriabin Rodriguez Gordon
(+507) 306-8000
3.webp

RECO Digital (Griver) — Digital Platform Strategy

Scope:
reference architecture; project roadmap; team roles; software factory evaluation; AWS vs Azure analysis.

Outcomes:
validated architecture, realistic roadmap, objective partner selection, cloud decision for cost/sustainability.
 
Client contact:
Ricardo Víctores
(+52) 55-8071-1976
Bantrab (1).webp

BANTRAB — APIs & Microservices for Digital Products

Scope:
API design for product onboarding; microservices architecture; internal systems integration; security & traceability; multichannel experience.

Outcomes:
modernized processes, scalable platform, secure API exposure, faster customer journeys.
 
Client contact:
Cristhian Cortes
(+502) 3757-3517

Ready to transform your banking technology?

Contact WAU today to discuss your banking software development needs and discover how our expertise can drive your institution’s success.

Ready to Thrive?

This is the beginning of a new era for your business. Let’s start the conversation!

  • LinkedIn
  • Youtube
  • Spotify
  • Instagram
  • Facebook
  • X
bottom of page