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Blog
Open Banking
In this section of the WAU blog, we explore how open banking is reshaping the financial industry. From API integrations and enhanced data access to personalized customer experiences, our articles provide insights into leveraging open banking to create value-driven ecosystems. Discover how businesses can stay competitive by embracing transparency, innovation, and seamless collaboration within the financial sector.
Banking Onboarding: From Problem to Opportunity with eKYC
68% of users abandon banking onboarding if it’s slow or complex. This article shows how eKYC enables banks to offer fast, secure, and compliant digital onboarding — reducing costs, preventing fraud, and building customer trust through seamless mobile-first experiences.
Juan Carlos Garavito
Oct 52 min read
From Bottleneck to Breakthrough: How AI Is Redefining Payments
AI is turning payments into a competitive advantage—faster, smarter, and more human. Discover how it’s reshaping digital finance.
Juan Carlos Garavito
Sep 193 min read
Mastercard Launches On-Demand Decisioning: The Future of Authorization Control?
Mastercard’s On-Demand Decisioning gives banks real-time control and agility in payment authorization—reshaping digital finance.
Juan Carlos Garavito
Sep 122 min read
Stablecoin Regulation Has Arrived—What’s Next for Banks?
Stablecoin regulation is reaching the U.S. Learn how banks can strategically adopt them to drive efficiency and business value.
Juan Carlos Garavito
Sep 33 min read
The Wau Factor. Temp 2 | ep 2 | Payment Gateways: The Silent Engine Driving the New Digital Economy
Discover how payment gateways drive sales, financial inclusion, and security in the new Latin American digital economy.
WAU Marketing
Aug 114 min read
The 5 Key Banking Features You Must Offer in 2025
5 banking features for 2025: instant payments, AI personalization, API-first architecture, and advanced security to stay competitive.
Juan Carlos Garavito
Aug 62 min read
Real-Time Payments and the Future of Cross-Border Transactions: What Businesses Need to Know
From days to seconds: discover how real-time payments boost liquidity, cut costs, and open global markets for your business.
Juan Carlos Garavito
Jul 214 min read
Understanding AMLA and the Strategic Role of AI in the Fight Against Money Laundering
AMLA and AI are transforming AML compliance. Learn how to modernize your core and stay ahead of the regulatory curve.
Juan Carlos Garavito
Jul 144 min read
Understanding PCI DSS, PSD2, PSD3, and AML in Payment Processing: A Practical Guide
Learn how PCI DSS, PSD2, PSD3, and AML shape secure payment processing and help your institution build trust and stay ahead of regulations.
Juan Carlos Garavito
Jul 84 min read
The Real Truth About Core Banking Modernization: Lessons from The Wau Factor Season 1.
The Real Truth About Core Banking Modernization,
Discover the hidden complexities of core banking modernization. Learn how leadership, not just technology, drives successful transformations in the banking sector.
WAU Marketing
Jun 2211 min read
The Digital Wallet Revolution: Transforming Payments and Consumption
Modernization of banking infrastructures is essential to sustain this new digital pace, something we at WAU have seen when supporting financial institutions in transforming their legacy systems. This transformation makes them more agile, secure, and interoperable, enabling them to easily integrate with wallets, open APIs, and new digital interaction models.
Juan Carlos Garavito
Jun 175 min read
How to Implement Banking APIs Securely: 2025 Practical Guide
Discover how to implement banking APIs securely with our 2025 practical guide. Learn best practices, common risks, and essential technical controls.
WAU Marketing
Jun 35 min read
Gamification in Fintech: More Than a Game—A Strategy for Retention and Growth
Gamification in fintech drives 700% more engagement and retention. It’s not play—it’s strategy for loyalty and business growth.
WAU Marketing
May 143 min read
Open Banking: Europe Leads, Latin America Accelerates
Europe leads Open Banking with 70% of global API growth. Latin America is rising fast, with Brazil, Mexico, and Colombia driving adoption.
WAU Marketing
May 93 min read
The Power of Personalization in Banking: 5 Key Use Cases to Transform Customer Experience
5 key use cases of personalization in banking that boost CX, revenue, and loyalty. Tech, data, and AI tailored to each customer’s journey.
WAU Marketing
May 73 min read
How Digital Payment Scams Work: Security Expert Reveals Hidden Threats
Learn how digital payment scams operate — and how to spot the warning signs to keep your money safe from fraudsters.
WAU Marketing
May 614 min read
Compliance: Is it slowing down or speeding up BaaS? At WAU, we build it in from day one
BaaS 2.0 thrives when compliance is built-in. Discover how early risk alignment speeds up delivery and drives smarter innovation.
WAU Marketing
May 23 min read
The Complete Guide to Core Banking System Modernization in 2025
Discover how banks can modernize legacy core banking systems to enhance efficiency, reduce costs, and improve customer experiences. Learn strategies, risks, and success stories.
WAU Marketing
Apr 279 min read
How to Modernize Core Banking Systems: A Proven Blueprint for Bank Leaders
Discover a comprehensive guide for bank leaders to modernize core banking systems. Learn strategies to assess, transform, and integrate systems while ensuring smooth operations and security.
WAU Marketing
Apr 2211 min read
Banking and Fintech in Transformation: Talent Migration Towards New Opportunities
Explore fintech growth, banking shifts, and rising demand for agile, tech-driven talent amid AI adoption reshaping job markets globally.
WAU Marketing
Mar 262 min read
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