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Blog


Technology
In this section of the WAU blog, we explore the latest technological advancements transforming businesses worldwide. From artificial intelligence and cloud computing to process automation and cybersecurity, our articles dive into the tools and strategies enabling organizations to innovate, adapt, and thrive. Discover how technology catalyzes growth and a foundation for future success.


How B2B Payments Will Drive Growth and Trust in 2026
B2B payments are shifting from back-office tasks to strategic growth drivers. This article outlines five trends shaping 2026: frictionless automation, improved buyer experience, purposeful innovation, and simplified global payments — all powered by modernization, data, and collaboration for smarter, faster, more trusted financial ecosystems.

Juan Carlos Garavito
Oct 102 min read


Banking Onboarding: From Problem to Opportunity with eKYC
68% of users abandon banking onboarding if it’s slow or complex. This article shows how eKYC enables banks to offer fast, secure, and compliant digital onboarding — reducing costs, preventing fraud, and building customer trust through seamless mobile-first experiences.

Juan Carlos Garavito
Oct 52 min read


What Is a PayFac and How It’s Revolutionizing Digital Payments in Banking
Payment Facilitators (PayFacs) are reshaping digital payments by simplifying how merchants accept transactions. Acting as master merchants, they let SaaS platforms, marketplaces, and small businesses process payments easily while banks gain agility, scale, and regulatory compliance through strategic PayFac partnerships.

Juan Carlos Garavito
Oct 23 min read


The Forgotten Role of Banking Apps: Educating and Guiding Users Toward Financial Health
Most banking apps focus on transactions, not transformation. This article explores how banks and digital wallets can evolve into true financial coaches—helping users plan, control spending, and build long-term financial health through smart, AI-driven tools that foster confidence, education, and sustainability.

Juan Carlos Garavito
Sep 252 min read


Understanding AMLA and the Strategic Role of AI in the Fight Against Money Laundering
AMLA and AI are transforming AML compliance. Learn how to modernize your core and stay ahead of the regulatory curve.

Juan Carlos Garavito
Jul 144 min read


The Real Truth About Core Banking Modernization: Lessons from The Wau Factor Season 1.
The Real Truth About Core Banking Modernization,
Discover the hidden complexities of core banking modernization. Learn how leadership, not just technology, drives successful transformations in the banking sector.

WAU Marketing
Jun 2211 min read


Customer Experience and its relationship with Digital Transformation
Digital transformation processes, as part of business transformation processes, have several benefits; let's check them.

WAU Marketing
Sep 15, 20243 min read


SAAS – Benefits and Advantages of This Business Model in Applications
This article will detail the SaaS business model, highlighting its key benefits and competitive advantages.

WAU Marketing
Sep 9, 20245 min read


The Role of Automation Robots in the Digital Transformation of Business Operations.
In the following lines, I will try to share some key concepts from our experience in automating manual repetitive processes.

WAU Marketing
Sep 8, 20244 min read


Importance and Challenges of the Customer Journey in Digital Transformation
The #customerjourney refers to the set of interactions and experiences that a customer has with a brand throughout the entire life cycle.

WAU Marketing
Mar 20, 20243 min read


The role of Change Management in Transformation processes
In today’s dynamic and disruptive business environment, the ability to adapt and evolve has become a critical factor for organizations' succ

WAU Marketing
Mar 15, 20245 min read


What is Blockchain and how can I use it in my business?
Blockchain is a distributed ledger technology that allows multiple participants to share information securely and transparently.

WAU Marketing
Mar 13, 20248 min read


Challenges and Considerations in Implementing Machine Learning Projects
Machine learning in a new era led by AI and software development.

WAU Marketing
Mar 7, 202411 min read
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