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Blog
Trends
In WAU's blog trends section, we dive into emerging technologies shaping the business landscape. From breakthroughs in artificial intelligence and process automation to advancements in cloud computing and cybersecurity, our articles provide insights into how these innovations drive change and create new opportunities. Stay ahead of the curve with key ideas to help your business thrive in an ever-evolving digital world.
Generative AI in Banking: Real Use Cases Beyond the Hype
The useful generative AI in banking isn't the chatbot: it's the cases that touch the core and the data. Real examples—JPMorgan, Citi, Nubank—and what it takes.
WAU Marketing
Jun 254 min read
Credit Unions & Microfinance: Modernize the Core on a Tight Budget
Modernizing the core is no longer just for big banks. How a credit union or microfinance institution modernizes with an OPEX model, without a bank's CAPEX.
WAU Marketing
May 214 min read
Choosing a Core Banking Vendor: 7 Critical Criteria
Only 3 in 10 core transformations end well. The 7 criteria that truly decide whether you pick the right vendor—or regret it for years.
WAU Marketing
May 74 min read
Time-to-Market: Why Your Core Sets Your Product Velocity
In banking, the speed of launching a product isn't decided by your team: it's decided by your core. The numbers on how much a legacy core slows you, and how to change it.
WAU Marketing
Apr 93 min read
Financial Inclusion in LATAM: The Core as Engine, Not Brake
Financial inclusion in LATAM is advancing, but the legacy core makes serving those who need it most too costly. How a modern core makes the unprofitable profitable.
WAU Marketing
Mar 123 min read
Banking-as-a-Service: Turn Your Core into a Revenue Platform
Banking-as-a-Service turns your core into a revenue source. The lines it unlocks, what your architecture must do, and where the risk lies in LATAM.
WAU Marketing
Feb 124 min read
Core Banking: Build or Buy? A Decision Guide for LATAM
Build or buy your core banking system? The decision framework—cost, timeline, talent, and regulation—for financial institutions across LATAM.
WAU Marketing
Jan 64 min read
What Is a PayFac and How It’s Revolutionizing Digital Payments in Banking
Payment Facilitators (PayFacs) are reshaping digital payments by simplifying how merchants accept transactions. Acting as master merchants, they let SaaS platforms, marketplaces, and small businesses process payments easily while banks gain agility, scale, and regulatory compliance through strategic PayFac partnerships.
Juan Carlos Garavito
Oct 2, 20253 min read
The Forgotten Role of Banking Apps: Educating and Guiding Users Toward Financial Health
Most banking apps focus on transactions, not transformation. This article explores how banks and digital wallets can evolve into true financial coaches—helping users plan, control spending, and build long-term financial health through smart, AI-driven tools that foster confidence, education, and sustainability.
Juan Carlos Garavito
Sep 25, 20252 min read
Mastercard Launches On-Demand Decisioning: The Future of Authorization Control?
Mastercard’s On-Demand Decisioning gives banks real-time control and agility in payment authorization—reshaping digital finance.
Juan Carlos Garavito
Sep 12, 20252 min read
The 5 Key Banking Features You Must Offer in 2025
5 banking features for 2025: instant payments, AI personalization, API-first architecture, and advanced security to stay competitive.
Juan Carlos Garavito
Aug 6, 20252 min read
Real-Time Payments and the Future of Cross-Border Transactions: What Businesses Need to Know
From days to seconds: discover how real-time payments boost liquidity, cut costs, and open global markets for your business.
Juan Carlos Garavito
Jul 21, 20254 min read
Understanding AMLA and the Strategic Role of AI in the Fight Against Money Laundering
AMLA and AI are transforming AML compliance. Learn how to modernize your core and stay ahead of the regulatory curve.
Juan Carlos Garavito
Jul 14, 20254 min read
TREND #7 Machine Customers: The Automated Future of Business Interactions
Discover how machine customers transform business with autonomous transactions, advanced AI, and fully automated commerce systems.
WAU Marketing
Nov 29, 20243 min read
TREND #6 Continuous Cybersecurity: Proactively Reducing Risks in a Fast-Paced Digital World
Continuous cybersecurity protects your business with real-time monitoring, proactive risk management, and advanced threat detection.
WAU Marketing
Nov 26, 20243 min read
TREND #5 Sustainable Technology: Building a Greener Future in Software Development, Cloud Infrastructure, and Process Automation 🌱
Discover how sustainable technology optimizes software development, cloud, and automation to reduce environmental impact and costs.
WAU Marketing
Nov 21, 20244 min read
TREND #4 2025 WAU: AI Security: Protecting Your Investments in Artificial Intelligence
Learn how AI security protects data, ensures trustworthy decisions, and helps businesses comply with regulations in an AI-driven world.
WAU Marketing
Nov 14, 20244 min read
TREND #3 2025 WAU: Customizing the Cloud for Every Sector
mplimiento normativo para sectores clave.
WAU Marketing
Nov 11, 20243 min read
TREND #2 2025 WAU: Platform Engineering: The Key to Scaling Projects with Self-Service Platforms
Discover how Platform Engineering accelerates software development with self-service platforms, boosting productivity and quality.
WAU Marketing
Nov 8, 20244 min read
TREND #1 2025 WAU: AI-Augmented Software Development
AI-augmented development optimizes design and coding, boosting productivity and software quality—a key for your 2025 strategy.
WAU Marketing
Oct 31, 20244 min read
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