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How B2B Payments Will Drive Growth and Trust in 2026
B2B payments are shifting from back-office tasks to strategic growth drivers. This article outlines five trends shaping 2026: frictionless automation, improved buyer experience, purposeful innovation, and simplified global payments — all powered by modernization, data, and collaboration for smarter, faster, more trusted financial ecosystems.

Juan Carlos Garavito
Oct 102 min read


Banking Onboarding: From Problem to Opportunity with eKYC
68% of users abandon banking onboarding if it’s slow or complex. This article shows how eKYC enables banks to offer fast, secure, and compliant digital onboarding — reducing costs, preventing fraud, and building customer trust through seamless mobile-first experiences.

Juan Carlos Garavito
Oct 52 min read


What Is a PayFac and How It’s Revolutionizing Digital Payments in Banking
Payment Facilitators (PayFacs) are reshaping digital payments by simplifying how merchants accept transactions. Acting as master merchants, they let SaaS platforms, marketplaces, and small businesses process payments easily while banks gain agility, scale, and regulatory compliance through strategic PayFac partnerships.

Juan Carlos Garavito
Oct 23 min read


The Forgotten Role of Banking Apps: Educating and Guiding Users Toward Financial Health
Most banking apps focus on transactions, not transformation. This article explores how banks and digital wallets can evolve into true financial coaches—helping users plan, control spending, and build long-term financial health through smart, AI-driven tools that foster confidence, education, and sustainability.

Juan Carlos Garavito
Sep 252 min read


Mastercard Launches On-Demand Decisioning: The Future of Authorization Control?
Mastercard’s On-Demand Decisioning gives banks real-time control and agility in payment authorization—reshaping digital finance.

Juan Carlos Garavito
Sep 122 min read


Accelerated Transformation: When UX and Backend Are Reinvented with Strategic Partners
Reinvent your UX and backend with strategic partners. Learn how to combine internal talent and expertise to accelerate digital transformation.

Juan Carlos Garavito
Aug 53 min read


Automate or Modernize?
Automation fixes today. Modernization builds tomorrow. Learn how to combine both for sustainable, scalable business growth.

Juan Carlos Garavito
Jul 293 min read


AI Agents: The New Engine of Operational Efficiency in Capital Markets
AI agents transform securities markets: real-time automation, reduced risk, and operational alpha for next-gen financial institutions.

WAU Marketing
May 153 min read


Best Practices to Improve Efficiency and Collaboration in Agile Software Development
Implementing the agile approach goes beyond adopting methods and tools; it requires a cultural change that maximizes efficiency.

WAU Marketing
Sep 15, 20242 min read


The Role of Automation Robots in the Digital Transformation of Business Operations.
In the following lines, I will try to share some key concepts from our experience in automating manual repetitive processes.

WAU Marketing
Sep 8, 20244 min read


Comparing the Major Cloud Platforms: AWS vs. Azure vs. Google Cloud
Being involved in #digitaltransformation projects at WAU and having a variety of activities that have to do with #migration,...

WAU Marketing
Sep 8, 20246 min read


The Importance of Implementing an Automated QA Process in Custom Software Development Projects
Veamos la importancia de los procesos de QA en el desarrollo de software
Manuel Garcia
Sep 8, 20244 min read


Importance and Challenges of the Customer Journey in Digital Transformation
The #customerjourney refers to the set of interactions and experiences that a customer has with a brand throughout the entire life cycle.

WAU Marketing
Mar 20, 20243 min read


Artificial Intelligence and Machine Learning, are they the same?
In today’s digital age, terms like Artificial Intelligence (AI) and Machine Learning (ML) have become common in conversations-

WAU Marketing
Mar 4, 20242 min read
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